94105 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94105 is located in San Francisco, California, within San Francisco County. It covers approximately 0.51 square miles and serves a population of 13,722 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 341/415/510/628/650.

About ZIP code 94105

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $1,455,500. Renters make up the majority at 61%, typical of denser urban areas.

The gap between median ($250,001) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 32% of workers work from home.

Educational attainment is high — 82% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94105 reflects a community defined by a highly educated population and a high rate of remote workers.

13,722

population

0.51

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94105 ZIP code map

Cities in ZIP code 94105

Below are the cities the US Postal Service accepts for ZIP code 94105. Using any city not on this list may result in mail delivery delays.

City	Status
San Francisco	Preferred

Nearby ZIP codes

94104 San Francisco (0.5 mi) 94111 San Francisco (0.8 mi) 94108 San Francisco (0.8 mi) 94158 San Francisco (1.2 mi) 94103 San Francisco (1.4 mi) 94107 San Francisco (1.4 mi) 94102 San Francisco (1.4 mi) 94109 San Francisco (1.6 mi) 94139 San Francisco (1.6 mi) 94141 San Francisco (1.6 mi) 94137 San Francisco (1.6 mi) 94143 San Francisco (1.6 mi)

Demographics updated 05/2026

Population
Total population	13,722
Population density	26,906 / sq mi
State FIPS	06
County FIPS	075

Geography
Land area	0.51 sq mi
Water area	0.56 sq mi
Latitude	37.7885
Longitude	-122.3939
Timezone	Pacific (PT)
Area code	341/415/510/628/650

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	7.9%	25.4%	32.6%
$50k – $100k	7.2%	18.5%	27.7%
$100k – $200k	19.5%	27.2%	26.4%
Over $200k	65.4%	29.0%	13.3%

Demographics & statistics

13,722

Population

26,906

People per sq mi

33.8

Median age

$250,001

Median household income

$196,978

Per capita income

$1,455,500

Median home value

$3,431

Median monthly rent

39.2%

Home ownership

5.0%

Poverty rate

5.1%

Unemployment

4,695

Housing units

82.3%

Bachelor's or higher

Age distribution

Male Female

215

Under 5

187

5–9

10–14

105

15–19

502

20–24

435

3,065

25–34

2,656

1,393

35–44

1,207

845

45–54

733

363

55–59

314

338

60–64

292

388

65–74

336

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	624	4.5%
18 and over	13,098	95.5%
65 and over	883	6.4%
Median age	33.8 years

Race & ethnicity

Asian 51.6%

White 37.6%

Hispanic or Latino 3.7%

Two or more races 2.5%

Other race 2.5%

Black or African American 1%

Native Hawaiian / Pacific Islander 0.9%

American Indian / Alaska Native 0.2%

Group	Count	%
Asian	7,355	51.6%
White	5,351	37.6%
Hispanic or Latino	528	3.7%
Two or more races	359	2.5%
Other race	358	2.5%
Black or African American	142	1%
Native Hawaiian / Pacific Islander	123	0.9%
American Indian / Alaska Native	34	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	7.9%	25.4%	32.6%
$50k – $100k	7.2%	18.5%	27.7%
$100k – $200k	19.5%	27.2%	26.4%
Over $200k	65.4%	29.0%	13.3%

Under $10k 5.5%

$10k–$15k 0.1%

$15k–$25k 0.7%

$25k–$35k 2.1%

$35k–$50k 1.5%

$50k–$75k 3.6%

$75k–$100k 2.8%

$100k–$150k 7.2%

$150k–$200k 11.8%

$200k+ 64.6%

Range	% of households
Under $10k	5.5%
$10k–$15k	0.1%
$15k–$25k	0.7%
$25k–$35k	2.1%
$35k–$50k	1.5%
$50k–$75k	3.6%
$75k–$100k	2.8%
$100k–$150k	7.2%
$150k–$200k	11.8%
$200k+	64.6%
Median income	$250,001

Housing

Home values

$300k–$500k 10.9%

$500k–$1M 10.5%

$1M+ 78.6%

Housing overview

Metric	Value
Median home value	$1,455,500
Median rent / month	$3,431
Owner occupied	39.2%
Renter occupied	60.8%
Vacant	18.3%
Single-family detached	5.5%
Large apartment buildings	90.9%
Mobile homes	0.0%
Median rooms	3.1
Avg household size (owned)	1.80

Year built

Era	%
2020 or later	2.0%
2010–2019	41.6%
2000–2009	33.5%
1990–1999	10.6%
1980–1989	4.4%
1970–1979	2.5%
1960–1969	0.9%
1950–1959	1.5%
1940–1949	0.2%
1939 or earlier	2.7%

Bedrooms

Size	% of units
No bedroom (studio)	16.8%
1 bedroom	35.7%
2 bedrooms	34.3%
3 bedrooms	11.9%
4 bedrooms	0.9%
5+ bedrooms	0.4%

Vehicles per household

Vehicles	% of households
No vehicle	31.6%
1 vehicle	58.2%
2 vehicles	6.4%
3 or more	3.7%

Heating fuel

Fuel type	%
Utility gas	37.4%
Electricity	53.3%
Propane / LP gas	2.6%
No fuel used	3.9%

Households & families

Household type	Count	%
Married-couple family	2,429	31.9%
Cohabiting couple	1,225	16.1%
Male householder, no spouse	2,252	29.6%
Female householder, no spouse	1,710	22.5%
Households with children under 18	411	5.4%
Households with seniors (65+)	644	8.5%
Average household size	1.78

Marital status

Status	Male	Female
Never married	55.4%	44.7%
Married	38.2%	47.1%
Separated	1.0%	0.0%
Widowed	0.0%	1.8%
Divorced	5.4%	6.3%

Education

Less than 9th grade 2.8%

Some HS, no diploma 0.4%

HS graduate 3.5%

Some college, no degree 7.3%

Associate's degree 3.7%

Bachelor's degree 36.9%

Graduate / professional 45.4%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	82.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	115	10.2%
Kindergarten	22	1.9%
Elementary school	49	4.3%
High school	146	12.9%
College / grad school	798	70.6%

Employment

Industry of employment

Professional & management 46.6%

Information 13.3%

Finance & real estate 9.5%

Education & healthcare 9.2%

Manufacturing 5.2%

Transportation & utilities 4.6%

Arts, food & hospitality 4.5%

Retail trade 3.3%

Other services 1.6%

Public administration 1.1%

Wholesale trade 0.7%

Construction 0.3%

Occupation

Category	%
Management, business & arts	81.2%
Service	4.9%
Sales & office	10.9%
Natural resources & construction	1.0%
Production & transportation	2.0%

Employment type

Type	%
Private sector	91.4%
Government	4.1%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	10.4%
Carpool	2.2%
Public transit	12.7%
Walk	37.8%
Work from home	32.0%
Other means	4.9%
Avg commute (minutes)	26.0

Poverty

All people 5.0%

Under 18 years 0.0%

18 and over 5.2%

Married-couple families 0.0%

Female-led households 6.3%

Income support

Source	% of households
Social Security	6.0%
Retirement income	13.4%
Supplemental Security	0.8%
Cash public assistance	0.2%
Food stamps / SNAP	1.1%

Health indicators

Condition	%
Obesity	17.6%
High blood pressure	17.0%
High cholesterol	22.1%
Diabetes	4.9%
Heart disease	2.4%
Stroke	1.1%
Asthma	7.7%
Arthritis	10.3%
Kidney disease	1.3%
Pulmonary disease	2.3%
Cancer	3.3%

Behavior / access	%
Smoking	7.5%
Binge drinking	21.5%
No physical activity	11.3%
Less than 7 hrs sleep	28.4%
Depression	14.1%
Fair or poor health	6.2%
Poor mental health	11.5%
Poor physical health	5.0%
No health insurance	6.5%
Visited doctor (checkup)	60.1%
Visited dentist	70.5%
Cholesterol screening	90.7%
Teeth loss	4.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	98	0.7%

Disability	%
Any disability	3.1%
Under 18	0.0%
18–64 years	2.5%
65 and over	13.1%

Health insurance coverage

Type	%
Private insurance	89.8%
Public insurance	10.7%
No insurance	3.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,320	97.1%
Spanish	1,438	10.8%
Other Indo-European	514	3.9%
Asian & Pacific Islander	202	1.5%
Other languages	711	5.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,713	56.2%
Born in same state	7,585	55.3%
Born in different state	3,897	28.4%
Foreign born	128	0.9%
Naturalized citizen	6,009	43.8%
Not a US citizen	2,313	38.5%

Ancestry

Ancestry	Count	%
Italian	987	7.2%
French	541	3.9%
Polish	118	0.9%
Irish	52	0.4%

Ancestry	Count	%
English	51	0.4%
Arab	18	0.1%
Dutch	10	0.1%
Norwegian	9	0.1%

Technology access

Metric	% of households
Computer access	55.5%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94105

What city is ZIP code 94105 in?

ZIP code 94105 is primarily assigned to San Francisco, California.

What county is ZIP code 94105 in?

ZIP code 94105 falls within San Francisco County, California.

How educated is the population of ZIP code 94105?

82% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 94105 mostly rentals?

61% of occupied units in ZIP code 94105 are renter-occupied.

What is the median household income in ZIP code 94105?

The median household income in ZIP code 94105 is $250,001, above the national median of ~$75,000.

What is the typical home value in ZIP code 94105?

The median home value in ZIP code 94105 is $1,455,500.

What timezone is ZIP code 94105 in?

ZIP code 94105 observes the PST timezone.